Important Notice
Please be advised that this is a high-cost form of borrowing. First Day Loan installment loans are designed to address short-term financial needs and are not intended to serve as a long-term financial solution.
About First Day Loan
First Day Loan is a proud subsidiary of the Wakpamni Lake Community Corporation (WLCC), a tribally owned entity governed by the Wakpamni Lake Community. This community operates as a local government under the Oglala Sioux Tribe, a federally recognized Indian Tribe. WLCC is incorporated under the laws of the Oglala Sioux Tribe and adheres to the regulations established by the Wakpamni Lake Community. While WLCC is owned by the Wakpamni Lake Community’s tribal government, it operates independently from the broader Oglala Sioux Tribe.
State Restrictions
Please note that First Day Loan does not accept loan applications from residents of the following states and districts: Illinois, Alabama, Arkansas, District of Columbia, Massachusetts, Maryland, Minnesota, New York, Pennsylvania, South Dakota, Virginia, and West Virginia.
Credit Authorization Policy
By submitting a loan application, you are formally requesting a loan from First Day Loan. Upon receipt, we promptly review your application to determine eligibility based on our lending criteria. As part of our verification process, we may use third-party services including Experian, Equifax, TransUnion, Clarity, DataX, Factor Trust, and Microbilt - to confirm your information. A credit check may be conducted to assess your ability to repay the loan.